Members are not required to contribute to the Fund.

The University contributes 23.5% of your Retirement Funding Income (RFI) into the Fund each month in respect of retirement benefits, insured benefits and expenses.

You can structure your RFI to be any percentage of your gross remuneration package subject to a minimum of 55% and a maximum of 100% of your gross remuneration package. If you choose a lower RFI, it will result in lower savings towards retirement and a lower disability income benefit cover and lower death benefits.

You can transfer money you have from a previous fund into the UWRF. This amount will be added to your Share of fund. If your previous fund was a pension fund, the monies will be taxed before it is transferred into the UWRF, due to the Fund being a Provident Fund.